Getting Started
First Steps
Please fill out the required information to apply for a UBT loan or credit card. You have the option to save this application and resume at a later time.


If you are married, you may apply as an individual.

Be sure to complete the spouse information if you live in a community property state or are relying on income from your spouse for repayment.

Please indicate if you are applying for Individual or Joint credit. If you are applying for joint credit, you and your co-applicant agree this is an application for joint credit.

Alimony, child support, or separate maintenance income need not be revealed if you do not wish to have it considered as a basis for repaying this loan.

Apply for a loan